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Archive for 2014

All the underpasses are still a mess and probably will be for a while.

All the underpasses are still a mess and probably will be for a while.

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Fall football in the back yard. Perfect.

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Fall football in the back yard. Perfect.

Fall football in the back yard.  Perfect.

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Finally found some time for some acorns surfing on the new smoothie

Finally found some time for some acorns surfing on the new smoothie

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If Net Nuetrality Does Not Prevail

In my 20’s I was part of a small dial up, ISP modem bank team in the mid 90’s run out of a warehouse in Raleigh, NC that eventually became NandoNet.  I managed teams for Covad installing DSLAMs in Bell South central offices during the roll out of DSL. I’ve spent a career building private, corporate networks all over Research Triangle Park from the ground up.  If the FCC doesn’t declare ISP’s a public utility and maintain net neutrality I will work diligently to create a company with broadband infrastructure that guarantees customers equal access to all websites through a NO THROTTLING policy.

I will undercut AT&T, Verizon and Comcast’s rates and pad early termination fees to draw customers away from them in droves.  Would it cost millions, maybe billions for the infrastructure? Yes.  Would investors see the value in the superior, unrestricted product offering?  Absolutely.

I am completely serious about this.  Others are too.  Many of them very wealthy.  Companies like Google stand ready to invest in maintaining an open internet where all traffic and websites are treated equally.

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Xerox is destined for failure.

Investors always search for information regarding company and product health.  I don’t know how in the hell anyone could hold single share of Xerox.  Just look at the problems this company is facing.

  • Being sued by states of failure to secure medical records per Medicaid legal requirements.
  • Losing lawsuit attempts aimed at Yahoo and Google a few years ago.
  • Ongoing software failures, some involving security issues that I demonstrated myself.
  • Replenishment software failures leaving them unable to fulfill consumables contracts.
  • Slowing sales.

Seems like a sure loser to me.  Xerox seems to be on the path of the dinosaurs, reminding me of Kodak.  I started to throw up a little about Xerox when I found out they called police before laying off 500 people just before Christmas in 2013.  They worship at the altar of the unearned dollar and can’t even get that right.  Once the proud inventor of the mouse, Xerox is now nothing but an embarrassment in the office.

 

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Hand over your credit card number. We need recurring revenue.

Many of America’s business models have digressed to one thing: the quest for credit card numbers they can auto draft for monthly revenue.  They will give you a discount for your card number.  They will give you introductory pricing for a card number.  They will “extend your subscription” for a few months if you put one on file and they will give you a hard time if you insist you do NOT want to put a card number on file “for your convenience”.

Let me be real damn clear.  Auto drafting payments is not “for your convenience”.  It is a tool for companies to guarantee a predictable amount of recurring monthly revenue.  Many subscription based companies use these revenue projections to pad financial numbers.  Worse, companies conspired with the banking industry so that often the the only debit card payments subject to overdraft fees are… you guessed it… auto draft payments.

Here’s a tip: avoid that free month of WHATTHEHELLEVER is being offered and keep your card number to yourself.  This will keep your number out of various insecure databases.  It will also alleviate any unexpected surcharges or unannounced surprise rate increases you may not agree to.  In the case of Amazon, it could keep you from being ripped off by scam sellers when trying to make a legitimate purchase as in the BBB and court documented case of shit bag extraordinaire Robert Oesterlund, his ROSP and Xacti Corporations and their Smart Saving Center scam.

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Welcome to America. Sign here.

America is contract crazy.  Want to watch TV?  Sign a contract.  Want to buy a phone?  Here’s your contract.  Use a parking lot… we have a contract.  Hell tons of people are stupid enough to live in neighborhoods with a covenant agreement which is no more than a contract promising to pay monthly dues and mow your grass or a group of strangers (those people you call neighbors you’ve never talked to) can foreclose on your house.  That’s brilliant.  These are often the same people who complain about the evil government dictating their lives while they sign up for their neighbors to tell them what color their front door must be.  Then complain about it.  Here are a few more stupid American contracts people feel obligated to sign so their pride and prominence in society won’t be tarnished.

Mobile Phones

How about this level of ignorance: a cell phone contract.  Most people carrying a cell phone are truly this dumb.  Sure it’s their choice.  They chose to commit to at least $69 a month, often much more, for two years so they can enjoy $200 off the cost of an iPhone 6 or Galaxy S5.  If you don’t sign up for a AT&T, Sprint or Verizon then you must have bad credit, right… or a little mathematical competency and some fucking common sense.  $299 for an iPhone 6 and a two year commitment with AT&T for unlimited (6GB) data and voice.  That’s an easy $119 a month alone.  Probably around $79 a month on some family share plan.  What a win!  Nope… you’re a financially challenged poser who just hasn’t realized many are way ahead of you.  How many? The the majority of the planet including all other industrialized nations.

You can go to many prepaid mobile phone carriers and for $199 or less you can get a Galaxy S4 on a truly “unlimited” voice and data plan for a firm $50 a month, get this…. without a contract.  Cancel any time without penalty.  Choose another phone without paying $600 for the privilege.  The data plan is truly unlimited because Virgin uses Sprints network which I’ve found is as good or better than Verizon where we live.  My wife carry’s a white Galaxy S2 so she must live in a trailer park without any credit or she would have an iPhone 6, contract and an absurd bill right?  Prepaid phones are for two types of people:  People with bad credit and people who are smart enough to know better than to sign up for AT&T, Sprint or Verizon extortion.  I can’t include T-Mobile because they recently saw the light and dumped contracts.

TV and Internet

Unfortunately these contracts are hard to avoid.  No real way at all to avoid them if you accept the introductory pricing.  I actually do know a couple of people who have abandoned TV contracts entirely.  Instead of Time Warner, satellite or AT&T U Verse they are opting for rabbit ears.  Yep, HDTV over the air.  Combine it with a contract for internet access and a $8 a month Netflix subscription for a lot more content than we had at the dawn of cable TV.  There are even options to get the broadband internet access without a contract as well.  If you want a full lineup of premium channels so you won’t miss Game of Thrones on HBO you can get service from Time Warner without a contract but the will be giving you introductory pricing.  AT&T, Verizon and most satellite providers are still clinging to the old early termination fee model if you cancel before paying their contracted ransom.  All in the name of revenue protection and projection.

Employment Contracts

These may work great for high level executives, athletes, Hollywood and some union workers but for the typical job seeker they are usually just a contract to make someone else money.  Recruiters, headhunters, what the hell ever you want to call them have literally taken wages away from many workers by playing the HR middle man.  They are middle men on the dole too.  When someone signs up to work for them a new level of evil begins.  The headhunter gets a commission or finders fee.  The flat finders fee is not necessarily a bad thing.  The whole practice should stop right there.  Find an employee with specific skills, match to an employer for a permanent position…. done.

But no says the employment agencies. We need a model where 40% or more of what a W2 contract employee is being paid to go to the staffing agency.  So if an IT worker is getting $35 an hour the staffing agency is usually clearing about $70 an hour.  Granted they are paying a few benefits but they are typically weak compared to those offered to permanent employees.  Staffing agencies make a fortune off these middle man employment contracts.  Furthermore it states that employer believes the position the contractor is working in is worth $70+ an hour.  When a permanent offer is made they cut that rate in half “benefits” being the argument.  I’ve worked with payroll and benefit numbers.  While many companies are paying half the cost of health care plans it still does not take 50% of someones salary to cover benefits cost.  This is a perverse lie repeated by the staffing industry to justify their outrageous hourly rates.  It’s a lie told by employers to suppress wages.   No matter how you cut it the rates charged by staffing companies for contract employees is a farce wrapped in a profitable lie.

Business Contracts

These might not hurt individuals or consumers…. or do they?  Payroll…outsourced to a contracted service provider.  Everything from janitorial services to company parking lot attendants are outsourced.   These all mean more contracts.

The Small Print

More contracts means more lawyers.  Lawyers cost money.  That cost is passed on to consumers.  As more environmental laws, accounting laws, copyright, patent, tax laws are passed the more disclaimers, contracts between manufacturers and consumers, are required.  Entire industries and law firms are in business of finding risk and creating billable hours by rewriting contracts to negate these risks.  Create a problem, charge for a solution.  Then there are email and website legal disclaimers, ticket stub small print reading “the holder of this ticket agrees to…”.  What?  Don’t remember agreeing?  It’s right there in the contract sir.   Check out what Charles Green has to say about the expanding use of commercial contracts.

Less we forget many businesses today have so many contracts they actually employ contract management departments.  Would fewer contracts mean fewer jobs?

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A timid, indecisive woman drives a car. Somehow it could be my fault.

I just rear ended a woman at the top of an exit ramp.  This occurred as my passenger and I discussed how badly she was driving.

The ramp exits off I-40 on to Harrison Ave. At the top of the ramp the right hand turn lane merges into a free flowing lane of traffic, towards Cary.  A free flowing lane in which no cars were traveling or merging in to.  This woman, Anna from Chapel Hill, stopped at the top of the exit ramp and lurched forward.  Richard, my passenger, said “WTF is she doing”?

Anna crept forward again, ever so careful and hesitant.  I didn’t move my car.  The words were spoken “There’s nothing coming, why doesn’t she go”?  Finally 51 year old Anna from Chapel Hill made her turn!  Fantastic, all clear I turned.  BANG!…. Anna decided it was a good idea to HIT THE BRAKES while entering the travel lane.  In.  The.  Damn.  Lane. – Not in the intersection.  Nothing like stopping suddenly for NO DAMN REASON other than being confused and indecisive.

Anna stepped out of her car, almost into traffic.  We went around her and pulled into a parking lot.  After asking if she was okay we recommend she move her car out of the lane because she’s blocking a free flowing lane of traffic trying to get off the exit ramp.  Nope.  She’ll wait.  The smell of genius in the air was thickening.

When the officer Thompson of the Cary PD arrived his first question for Anna: “Is you car running”? “Then move it”.

Officer Thompson asked us what happened first. We explained, including our conversation about her odd driving before the impact.  As he walked over to talk to Anna the first thing we heard him say to her was “You’ve got to commit“!   I loved it.

He gave me the report and said “We don’t determine fault but I will include your statement of what happened. This happens here often, usually because of hesitant drivers. Unfortunately since you rear ended her you may be found at fault by the insurance companies”.

So my insurance might get to pay for Anna’s recognized and recorded inability to make committed decisions in traffic. The good thing is Progressive told me rear ends are not always automatically the fault of the rear driver any more. If it can be determined the driver in front performed an unexpected stop it may often be concluded as “No Fault”.  Which still sucks because Anna can’t make an unimpeded turn without freaking out so it was her fault.   Hell we prepared for her and couldn’t predict or avoid the stupid!  Richard and I told the cops the same thing: Once she made that turn we thought we were clear.   Until Anna decided at the very last second to hit the brakes because…..

Well we haven’t figured out why the hell she suddenly stopped.  Nervous reaction?  Medication?  Most likely just plain old bad, timid, indecisive driving.

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Boylan 2014

Boylan 2014

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